Ups wants you to purchase insurance blah blah but never ever have I know of one person who has filed a claim to ever be paid EVER. I have had only 2 claims in 5 years and neither were paid.
My hummel figurines from my mother (purchased by my grandmother) were broken (god knows how) they were packaged with 4 inch thick bubble wrap with some plates that were bubble wrapped (3 inches thick) with bubble wrap on bottom top and sides of box. Insured for $500 total, and of course the generic denial is "wasn't packed well enough" now even the UPS driver who picked up the box said he didn't know how they could get broken they were well packed. I laughed and said it didn't matter he knew as well as I did the claim would never be paid. He said they had gotten a LITTLE BETTER recently with claims.
I told him not according to the internet.
And guess what he picked up package today and 2 hours later- generic form letter DENIAL. Surprise surprise.